Obtain additional health insurance while traveling.
International travel can be an exciting adventure, provided you are aware of the need for travel health insurance. You need to be aware that travel can, and does throw up any number of unpredictable situations.
Probably the most serious risk is the chance of an accident
or illness occurring while you are overseas. Requiring emergency medical care,
while in another country can be not only inconvenient but extremely problematic
as well, if you do not have the right cover.
Trying to communicate with people in a different language is
enough of an effort, without factoring in the currency conversions,
international claims administration of the country of travel, and the time
difference. If this is to be further complicated by a lack of insurance cover,
one might find oneself totally lost, and ďat seaĒ.
Sometimes, tourists and immigrants, even regular business travelers, overlook the need for travel health insurance, simply assuming that their medical plan provides enough coverage. However, as a rule, never leave home without extra, supplementary travel health insurance.
It is not wise to rely on your domestic health plan to cover
sicknesses or injuries while you are in the US. In the worst case scenario, the
policy might be useless in the US, in the best; it may only cover a small
portion of the expenses.
The card alone may not provide adequate health coverage. Some of these companies will charge a fee for travel insurance coverage; others may require you to pay for your travel using that particular credit card. In any case, make sure you know the conditions, requirements, and limitations of the provided cover before you leave for the US.
From the basic set of vaccinations to emergency medical care, whatever the situation is, a good travel health insurance policy can give you complete peace of mind, on your trip to the US.